Caring about employees
Mandatory employee insurance against accidents (MEIA).
Working without the MEIA Contract shall entail the penalty for the employer in the amount of up to 2,5 mln KZT
for officials, small businesses and non-commercial organizations
for medium businesses
for large businesses
If you have not provided insurance coverage, an employee who was injured as a result of an accident may bring case to court. The court will take their side, because employer's evasion of compulsory insurance contract is a breach of the law.
When you guarantee the execution of an insurance contract, you enhance the attractiveness of your company to potential employees and elicit their support and loyalty, while providing better conditions than your competitors.
Terms of concluding the contract
- Mandatory employee insurance contract against accidents can be executed by any employer or its authorized representative.
- To calculate the insurance premium and the sum insured, it is necessary to provide a staff list indicating the amount of the annual payroll of all employees.
- The insurance rate depends on the type of economic activity, occupational risk class and statistics of industrial accidents.
Which risks are covered by the contract
- Loss of occupational disability of the insured.
- Death of the insured.
Professional risk class Insurance tariff 1 0.12% 2 0.29% 3 0.48% 4 0.49% 5 0.52% 6 0.53% 7 0.54% 8 0.65% 9 0.56% 10 0.88% 11 0.75% 12 0.76% 13 1.29% 14 1.55% 15 1.13% 16 1.17% 17 1.21% 18 2.43% 19 1.75% 20 2.05% 21 2.54% 22 2.96%
To calculate the insurance premium and the sum insured, you should provide the staff list indicating the amount of the annual payroll of all employees. The insurance rate depends on the type of economic activity, occupational risk class and statistics of industrial accidents.
If the amount of the insurance premium calculated based on the tariffs is less than the minimum salary established by the law on the republican budget for the relevant financial year, the amount of the insurance premium under the employee’s mandatory insurance contract against accidents shall be equal to the minimum salary. In this case, the sum insured increases in proportion to the size of the insurance premium.